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Negative Equity Auto Loan Payment Calculator
If you owe more on your vehicle than it’s worth, you’ve got negative equity. Use this calculator to estimate your car costs if you choose to transfer your equity from negative to a new loan.
How to use this calculator To use this calculator simply input the remaining amount on the loan you must be able to pay back, and the sum you borrowed on your new loan and the loan duration and the loan . You will now have the estimated monthly payment along with the total amount of principal and interest paid. If you’re interested in knowing the impact of additional payments on your cost, you can enter them too. This will alter the monthly payment and total interest paid accordingly. What is negative equity? Negative equity, also called » » It is when you are liable for more in your car loan than the car is worth. While this isn’t necessarily the worst-case scenario as an auto loan holder, it can make vehicle trade-in and future auto loan approval a struggle. Utilize this calculator to know your monthly payment so that you are aware of how the money you owe could affect the overall amount of your new loan. You might want to consider making additional payments, increasing your down payment or your loan before purchasing something new to reduce the amount of extra interest you’d have to pay.
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